What you get?

A Rowing boat with semi-procedural materials - you can make it looks like brand new or you can add more grunge to the texture.

MidPoly model - PBR materials - Cycles and Eevee ready

It is 1 to 1 scale positioned in the 0,0,0 of the world - I add a no visible, no render obj for "cut" the surface of the water with a boolean if it's necessary to do in your scene. 

Hope you like it!